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CU/America Financial Services...100% Credit Union Owned by eight Illinois Credit Unions.

Incorporated in Illinois and licensed by the State of Illinois' Department of Financial and Professional Regulation, Division of Banking, we are  a Credit Union Service Organization ("CUSO").  Since 1994 CU/America Financial Services offered mortgage services to Credit Union Members throughout Illinois.

CU/America Financial Services...survey results show a 99.6% 'will refer' rating.  

One benefit of working with a credit union is customer service.  Most members rely on their credit union when a financial need arises.  Member service is a credit union trademark.  As a Credit Union Service Organization we extend the same trademark service to credit union members as well as non-members.  We provide an infinite selection of nontoxic mortgage products combined with service standards that respond to market demands.  And, the results are always the same; a near perfect satisfaction rating.

CU/America Financial Services..."easily the perfect solution for your mortgage lending needs."

Our primary purpose is to provide low cost, sensible loans.  That single purpose is why we have grown to become the mortgage lender of choice to the members of over 50 Illinois Credit Unions and closed nearly $1 Billion in mortgage loans.

CU/America Financial Services...our mortgage originators are NMLS/state licensed, not simply registered. 

With barriers facing mortgage lending and housing, CU/America elevated its role in Illinois' housing market.  In the past, we focused almost exclusively on the credit unions membership.  We are not limited to members only.  A Credit Union Service Organization can also offer its services to non-members.  The disruption of credit and collapse of trust caused by the Housing Bust emphasized the need for responsible lenders.  Responsible lender is the best definition of who and what we are.  And we back that up by offering our clients the security of working with professional Licensed Originators

CU/America Financial Services...our Directors are credit unions. 

CU/America's Board of Directors made a decision to expand, even though they faced difficult and uncertain market challenges.  CU/America was given the task of aligning its business model to continue to provide superior service to the membership, and to expand its services to non-members as well.  We're proud to say we accomplished the Board's request.

At CU/America our best product is...

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Products & Services
  • Conforming (Agency) Fixed-rate Mortgages
  • FHA & VA Mortgages
  • FHA 203(k) Mortgages
  • Jumbo Fixed-rate & Adjustable-rate Mortgages
  • Reverse (HECM) Mortgages
  • Pre-Qualifications & Pre-Approvals
  • On-Site, Experienced Staff Processing
  • Underwriting, Closing and Document Preparation
  • Credit Union Membership Programs

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